How to Pick a Stock under 20 minutes: Stock Market Trading Beginning

August 21, 2019
Stock Market Trading

How to Pick a Stock under 20 minutes: Stock Market Trading Beginning


Why we don't pick stocks ourselves, why are we always dependent on an expert's advice as to which stock to take, why we don't have that confidence that we too can research and choose a good company. In this post today, we will know how you can analyze any company very easily in a few minutes, it can be known whether you should take that share or not. And anyone can do this, there is not much financial knowledge required for this, there is no need for expertise. Let's know how you can choose any company in a few minutes.

First of all, know the 3 main reasons why no ordinary investor can muster the courage to research himself and choose a stock. The first is that most investors think that stock selection is a highly complicated process for picking stocks, which requires a lot of financial knowledge, requires a lot of expertise but it is not at all, Secondly, investors think that doing research is a very time-consuming process, but this is not the case at all, if you have the right tools and know where to do research, then research can be done very quickly And third people think that this is a very difficult process, it takes a lot of mental involvement, so let me tell them, it is not at all, infect this is a very easy and very fun process, so let's know-how in a few minutes The company can be analyzed.

So I will tell you some such criteria, I will tell you 3 to 4 points that you have to check in any company so that you will understand whether this company is worth doing further research or not, you should work hard in this company or not. Basically, I will tell you three or four such things through which you can filter very quickly which company is not worth investing at all and which companies can be worth investing, So let's know what that thing.

Growth and Profit If the company's profit is ever decreasing or increasing or decreasing sometimes or it is stable, I would suggest you stay away from such companies, I will suggest such companies whose profit is constantly increasing because of the profit increases, then the share price will also increase, then you have to see that there is a steady growth in any stock in which you are investing.

The second thing that you have to see about the company, that should not be debt on the company. this information you will get about any company if you go to screener.in and know about the company. The debt of the company should be zero, it should not be too much, so that if there is any problem with the company, if the creditor of the company is not much, then the company will remain in its business, then the less the debt is, the safer the company will be.

The third is High ROE, ROE i.e. Return on Equity When you invest in a stock, you become its equity holders, then you have to see how much percent return this company gives on the equity money. So as you feel that you should get 15 to 20 percent return by investing money in the stock, then you should find companies whose return on equity is more than 15 to 20 percent. So that if you hope to get the same or more returns in the future, then Return on Equity is a straight data that tells how much money the company makes on the shareholder money. ROE does not mean how much return you will get in your hands, it means that the people who had invested money in that company, how much return the company has given on that money, will get that much return on your money, it will decide the market. If the company is bringing ROE of 15 percent so far, it is not necessary that the company should bring ahead such ROE as well, but you have to see that the company is making money at least on that money or not that the market will tell this is not in your hands but to see that a good ROE, this is in your hand

Then comes the management's if the management is not ethical, if on the management is running a court case, then the management who is the CEO or CFO of the company will handle the business of the company or will handle the court case. So if there is a problem of too many court cases, so you should also look down on the company. There is something wrong in this company like there are some companies in the last few days which have fallen from 80 to 90 percent just because they have some court case with them. The problem was going on, It is very important to stay away from such companies, once you do Google, it is a simple way like you have to invest in any company, by putting its name, Reliance Fraud, Reliance Scam, Reliance Court Case, you can check on Google.  When you google this, the list of the company will come up whether the court case is going on the company or not, all of the things will be known in which company the promoter is honest management or not.

So now you have found a good company, find a company in which debt is low, ROE is also high, management is also good, the company is also growing, bringing profit and doing something different. But is this company getting it cheaply or is it expensive if you are not getting gold at the price of diamonds, So how will we know which company is getting at a cheap price and which at an expensive price, whatever is good, it is very important to get it at the right price. To know how to value a share, to know how to value a company, you must read this post, I give a link to you, where we have discussed a way to value a share, how to find the right price of any share.


https://www.actually8alternate.com/2019/08/fundamental-analysis-of-stock-market.html fundamental analysis for beginners of stock market part 2

If you have any question related to this post or any question related to the stock market, then you can ask us by commenting in the comment box and subscribe now for similar posts, thanks to our blog website
How to Pick a Stock under 20 minutes: Stock Market Trading Beginning How to Pick a Stock under 20 minutes: Stock Market Trading Beginning Reviewed by Yogesh Dhawan on August 21, 2019 Rating: 5

Fundamental analysis of stock market part 2

August 20, 2019
Fundamental analysis of stock market

Fundamental analysis of the stock market


The company needs capital to run its business and as we know the company has two common ways to raise capital. First is to take a loan from the bank or venture money. It is called debt financing in which the company has to return the money with interest, The second way is to sell the shares of the company or issue the shares of the company, it is called equity financing in which the company neither has to return money nor give interest. Combining debt financing and equity financing make up the total capital of the company

So we will start with ROE (return on equity), ROE is a profitability ratio ROE tells us how much profit the company is generating by using shareholder investment i.e equity financing, If we say in easy language, ROE is an indicator that tells us how much efficient equity financing the company is using.

  • ROE extract formula is

ROE =  NET income / Shareholder's equity

Shareholder's equity = Total assets - Total liabilities

For example, assume that there is a company named ABC whose net income is 20 lakhs and total assets are 15 lakhs and total liabilities is 5 lakhs.

Shareholder's equity = 1500000 - 500000 
= 1000000

ROE =  NET income / Shareholder's equity
ROE = 2000000 / 1000000 
= 2 Rs

This means that ABC is earning a profit of 2 Rs by using 1 Rs invested by a shareholder, If the ROE of a company is increasing, then it tells us that the profitability of the company is increasing. If a company is increasing its performance by taking debt financing, then obviously the profit will also increase, as the profit will increase then the ROE of that company will also increase. But one thing to consider is that there is no mention of debt financing anywhere in ROE if the company is earning profit by taking debt financing. So ROE automatic will increase means the company can manipulate ROE using debt financing. You should also keep an eye on the company's debt while removing ROE. If ROE is increasing and also the debt is increasing then you need to be cautious.

The next ratio is ROTC i.e. Return on Total Capital, ROTC is the profitability ratio. ROTC tells us how much profit the company is generating by using its entire capital investment ie debt financing and equity financing. in short, ROTC tells us the efficiency of generating a profit of the company and ROTC is also called return on capital.

  • ROTC formula is


ROTC = Net Income / Total Capital
  • And as we know

Total Capital = Debt financing + Equity financing

therefore ROTC = Net Income / Debt financing + Equity financing

Suppose there is a company named XYZ whose net income is 3000000, the equity is 500000 and total debt is 500000.
Therefore ROTC = 3000000 / 500000 + 500000
ROTC = 3

While ROTC as much as good, one thing to always keep in mind is that the company's profit should always come on the basis of their business operation and not because of currency fluctuation, external factors, and one-time event, Actually, the profit due to all these is also included in the net income, so you have to take care how much contribution the net income makes due to all these things, only then you will know how much the company has done on its own Has earned a profit. Crude oil prices, which were above $ 100 per barrel in 2014, have since fallen below $ 30 per barrel by the beginning of 2016, Due to which the profit of the airplane companies was increased due to the fall of crude oil. Almost all the airplane companies like Jet, Indigo, they had earned record-breaking profit and let me tell you, this level of profit was higher because of the crude oil. So you have to take care of all these things while analysis the ROTC, just by taking the balance sheet and income statement, then taking the ratio there will be no better analysis, you will also have to keep an eye on all these things for better analysis. See in ROE was a drawback, that the company could manipulate ROE using debt financing but in ROTC it is not that if the company is taking more debt then it affects ROTC and the ROTC is reduced.

Next ratio is a price to book value, before learning the price to book value, we will learn what this book value is. If a company closes its business today, it will sell all its assets and everything, first of all, they have to pay their liabilities, then will be the actual value of which is called the book value

  • The book value formula is


Book Value =  Total Assets - Total Liabilities - Intangibles Assets

Price to book value tells us, how the price of company stock, is undervalued or overvalued. Price to book value is a formula.

Price to book value = Market Price per Share / Book Value per Share

Book Value per Share = Book Value / Total no of Shares outstanding

For example, suppose the price of the stock of ABC company is 100 Rs, the number of shares outstanding, 50,000 total assets are 15 lakh and total liabilities is 5 lakh.

Therefore 
Book Value = 1500000 - 500000
= 1000000

Book Value per Share = 1000000 / 50000 = 20

Price to book value = 100 / 20 = 5

So here is the price to book value ratio of ABC 5, means for a book value of one rupee the market or investor is ready to pay 5 Rs, If the price to book value ratio is more than 1, then the price of the stock is overvalued or the business of the company is performing very well. If the price to book value ratio is less than one, then the share of the company is undervalued or the company is performing poorly. Price to book value ratio is useful for us while value investing. One thing to always keep in mind is that price to book value ratios do not apply to service companies and technology companies and you should not apply.

Now let's talk about debt to equity ratio, Debt to equity ratio is a financial liquidity ratio that tells us how much capital of the company has come from equity financing and how much of the capital has come from debt financing, debt to equity ratio formula is.

Debt to equity ratio = Total Liabilities / Total Equity

Debt to equity ratio is also called the balance sheet ratio because of total liabilities and total assets on the balance sheet. If the debt to equity ratio of a company is less than one, it tells us that the debt financing of a company is less than equity financing And if the debt to equity ratio is 1, it means that half of the company's capital i.e. 50% from debt financing and the rest from equity financing  And if the debt to equity ratio is more than one, it means that the debt financing of the company is more than equity financing And as we know if we have to make a return with debt financing interest, then more debt financing can prove to be a burden for the company. See, by using all these ratios, you can compare different companies, but while taking care of one thing, all companies should be of the same industry while comparing.

If you have any question related to this post or any question related to the stock market, then you can ask us by commenting in the comment box and subscribe now for similar posts, thanks to our blog website
Fundamental analysis of stock market part 2 Fundamental analysis of stock market part 2 Reviewed by Yogesh Dhawan on August 20, 2019 Rating: 5

fundamental analysis for beginners

August 19, 2019
how to do fundamental analysis for beginners

fundamental analysis for beginners 

Many people ask us that we are investing in the Stock market, but we have lost many times, tell us how to do fundamental analysis. And how do we become a clever investor, I want to tell them, That when you go to the market to buy vegetables, So you see that vegetable four times, How is the vegetable, Whether the vegetable is fresh or not, After doing all this we start negotiating, While taking a vegetable of 20 RS, we say to the vegetable person Is the brother is available everywhere in 15 RS and you are giving on 20 RS, That is, everyone in their own style keeps on negotiate, And then we go to 4 shops and see that, Where is the vegetable cheap vegetable is getting, And go to those shops and negotiate, We never forget to negotiate.

In the stock market, we cannot negotiate directly But there are many things indirectly, Which we can use by negotiating, We will also discuss them further. So I mean to say that " When we take a vegetable of 20 rupees, we see this many times, So how to do so much negligence while investing thousands of lakhs, What is the vegetable is fresh or not, this is fundamental analysis, Most people are very quick to make money, Without seeing, they take anything that is mostly bad, And the result of this mistake is that they have to lose their money, And on the side of the negotiating, we do not pay much attention, No matter how much the price is over in the stock, Whether there are thousands of strategy in the stock market, fundamental analysis comes in every strategy.

there are 2 Parts in Fundamental Analysis, First is Quantitative Analysis and secondly a qualitative analysis, First, we will focus on Quantitative Analysis, Before applying fundamental analysis to a company, we have to learn some basic things, Fundamental analysis is done on the basis of which, Like Earnings per Share ( EPS ), Price To Earning ratio ( P/E ), Return On Equity ( ROE  ), Return on asset ( ROA ), etc.

All these terms need to know in detail, Without them, you can not go ahead, So start with EPS i.e Earning per shares, the meaning of earning per Share is hidden in his name, the meaning of earning per share is, How much profit is company down on a stock you buy.

EPS extract formula is
  • EPS = Profit / No of share
For example, there is a company called ABC, That company's profit is 2000000 rupees, The company's number-share is 500000, then the ABC company's profit will come
  • EPS = Profit / No of share
  • EPS = 2000000 / 500000 = 4 Rs
Then the ABC company's earnings per share are 5 Rs, This means ABC Company is getting per share of 5 Rs, No matter what the stock price, Will pay attention to one thing Here 5 Rs profit is going on to a company on a share Not to the shareholder, Now you will think the number of shares EPS where all these things will get us, So look at, all these things we get from the company's balance sheet income statement and cash flow statement, In the future, when we talk about balance sheet income statement, all these things will get automatic, So, do not worry about these things, just try to understand the fundamental analysis at the moment.

Now take the second example, Let's assume there is a company named XYZ, The total earnings of the company i.s. profit is 5 lakhs And the company's total shares are 50k, therefore the company XYZ EPS is
  • EPS = Profit / No of share
  • EPS = 500000 / 50000 = 10 Rs
The more the EPS the better the company, If there are earnings per share of a company is high, So he tells us how profitable the company is, example ABC company's profit double compare to the company XYZ, Still on the basis of the earnings XYZ company is strong compared to ABC, Because XYZ EPS is bigger than ABC Company, So EPS is telling us here that XYZ capacity to generate the profitability is more than ABC company, It will not do that the XYZ company has more EPS, So its shares can be bought, No, you can not buy stock by looking at any one thing, Before you buy the stock you have to see everything, Only EPS will not work,

Talk about Price to Earning ratio ( P/E price to earnings ratio ) Many times such a situation comes, When the stock is giving a great performance, And you also want to buy,But mind you think this stock may be over price, The share price should be as much as, more than that, At such times you can know by looking at Price to Earning ratio, Is that really a stock over Price or not, Price To Earning ratio Tells Us, On the basis of the company's profit, at what price should you buy the share of the company.

Price to Earnings ratio Formula
  • P/E = Price of one share /  EPS
Let's take the Past example, assume that the price of 1 stock of company ABC is 100 Rs, And the price of 1 stock of the company's XYZ is also 100 Rs, And as we just saw, ABC's EPS is 5 and Company XYZ has EPS 10.

Then there will be a Price to Earnings ratio of ABC company

  • = price of one share / EPS
  • =  100 / 5 = 20 Rs
Then ABC company's Price To Earning ratio will come 20 Rs

Similarly, the company XYZ Price To Earning ratio is.

  • = price of one share / EPS
  • =  100 / 10 = 10 Rs
Then XYZ company's Price To Earning ratio will come 10 Rs

Here we understand the meaning of Price To Earning ratio, The investor is ready to pay 20 Rs for the company's earning of one rupee for ABC, On the other hand, the investor is ready to pay 10 Rs for earning one rupee for the company's XYZ.

Price to Earnings ratio of any company are between 13 to 20, So he is considered very good, And if Price To Earning ratio above 20, Then it has two reason, Either the share price of the company is over Or the company's future performance is going to be good, Therefore, the investor is ready to pay more for that stock, If a company has a Price To Earning ratio is low or below 13, So, there are two reasons, or the company's share is under price, The share price is less than what it should be, Or the company's future performance is going to get worse, Therefore, no investor is interested in their stock, You can be comparing two companies by using Price To Earning ratio, But one thing to take care of is that both companies should be of the same sector.

like a Diamond Industries, this Sector has very low Price to Earnings Ratio, in FMCG and IT companies have a Price To Earning ratio are very high, So if any diamond company's Price to Earnings ratio is 13, And Price To Earning ratio of any IT company is 25, So now you can not say that the diamond company is interactive, Because its Price To Earning ratio is low, Diamond Company's Price To Earning ratio will always get you low, At the same time, Price To Earning ratio of IT FMCG companies will get you high, Therefore, using Price To Earning ratio, you can compare different companies in one sector.

If a company's Price To Earning ratio is low, Find out why P/E is low, Find out somewhere the company is not facing any problem, If the company is facing any problem, then find out the problem is temporary or permanent, The company which is in Los, its Price To Earning ratio is negative.

If you have any question related to this post or any question related to the stock market, then you can ask us by commenting in the comment box and subscribe now for similar posts, thanks to our blog website
fundamental analysis for beginners fundamental analysis for beginners Reviewed by Yogesh Dhawan on August 19, 2019 Rating: 5

7 Signs of becoming rich: summary of The Millionaire Next Door

August 17, 2019
Signs of becoming Rich

7 Signs of becoming rich


Hello friends, the world's most powerful experiment that proves how successful a person will be in his life was not an IQ test or an exam test, rather it was a simple marshmallow test. The test was such that some children were asked if they wanted to eat one Marshmallow immediately or if they stay for some time, they would get 2 Marshmallows instead of one. Now its result turned out that most of the children eat one marshmallow immediately or a little by the wait, but some of them controlled themselves and after spending a lot of time, instead of one got 2 marshmallows.

Now you might be wondering what difference it makes from such a small thing, but that the thing is that after years when the researcher tracked these children at the end, That the children who did not have the capacity to wait were far behind the children who won two marshmallows by the wait. in fact, waiting children have become very successful in financial, relationship-wise and society too. If I speak the same thing in a little scientific word, then those who run behind instant gratification, instead of understanding the power of delayed gratification, they are nothing to do great in life.

Examples You may know many people who have a lot of money problems, but even if they will see something attractive, if they are in advertising or anywhere that has a 50% discount, then they are not able to control themselves and that Buy things immediately, which makes them more financially weak. You will get many such people who spend more than they need in the comparison of their income, while Millionaire people always spend less than they need.

Examples If I said to imagine you imagining how the life of millionaires would be, according to you, perhaps you would think millionaire's life means expensive branded clothes, Rolex watch, sports car, very big bungalow, lots of attention etcetera. According to most people, millionaire people live the same life and if they also have so much money, they will do the same, I tell you this is the difference. Most people run behind instant gratification by buying expensive things while maximum millionaires people Don't do that

In fact, self-made millionaires are very different from our thinking, he has lived such a simple life, many times that you will not even know that he is a Millionaire. in fact, there is a lot of chance in around your house that some Millionaire will be living, if you live in the city. Look, it is a fact, living life by spending too much does not show how much a person earns, but all these things just show how much a person spends And the thing is that even a person earning less by spending can look rich, of course, not a single penny is left in his bank.

Therefore, today I will tell you the 7 factors that self-made millionaire by doing became a millionaire, if you do the same thing, then it will be a very big sign that you too can become rich.


So sign no 1 Live Below The Means


  • As I have been explaining from start, it is (Live Below The Means) If you are giving a little sacrifice today to improve your future meaning good life, then there is a lot of chance that you will become successful. If you see most of the people, then they are very offensive in spending their money and by earn they are defensive, while on the other hand, the Millionaire is an exact opposite of this. Examples are mostly working people, those you will say that a very good project has come for you, if you do it side by side, then you will get good money And on hearing this, they will become defensive and will probably say that oh no man there is a lot of work, office work, household, I will not be able to get time. And while you will tell them that a friend of mine is coming from America and going to the club, then those people will be ready immediately after listening to this, even though they know that a lot of time will be wasted, the money will be wasted, that person what he does not like so much, but still he will go because he is very offensive to spend his time energy and money. While rich thinkers keep up opposite it, they use their time energy and money very efficiently and rich people are offensive in earning money and defensive on spending. They never let the opportunity of earning money, while thinking a little about the money spend, now it does not mean that those people are stingy, they just value their time, energy and money and use it by thinking it out. because they know that these 3 limited things are quite valuable in life


Sign number 2 TEM Efficiently


  • That's why the second sign is that if you use your time, energy and money efficiently then there is a lot of chance that you will become rich, I know a family whose financial condition is deteriorating, their mother's health is very bad, in which their money is spent and their father's business is also not doing well. But in spite of all this, his son who is educated and well above 20 years of age does not even think to earn money by doing some work and remains completely dependent on his father for money. Now the author speaks this thing is not right because research has shown that the rich or poor parents who provide too much money to their children they do not understand the value of money quickly and neither does he become a Millionaire. That is why you will see many parents in the USA speak for their children to stay separate and some even recommend to pay college fees after studying for themselves. Now many times negative output comes out of this, but positive it turns out that the child then starts to understand his responsibility and his chances of becoming rich also increase greatly. Just a while ago, I read a story about a Gujarati Billionaire who challenged his child to earn money by going to a place where no one knows him so that he understands the value of money and he can learn to earn money. Well, without depending on his father, that boy accepted this challenge and then he did many minor tasks with which he learned many life and money lessons which he could never learn without facing problems.

Sign no 3 earning money yourself


  • That is why sign number 3 if you think of earning money yourself or are earning money on your own, without being dependent on your parents then there is a lot of chance that you will become rich. Kay was a surgical nurse, working for 9 years now, when she came to understand that she can also provide so many equipments in the surgery herself, seeing this opportunity to hospitals, she started to sell surgical equipment. Now while doing the job of selling equipment, he got another opportunity notice that he often saw hospitals lacking in nurses and doctors and could not get them easily, so seeing the need of this market, she opened the agency and started to provide nurses and doctors, Different hospitals have had their experience plus they have become good wheels, working in this field for so many years. Similarly, you will see that there are billionaire people who target Opportunity very well whenever they get Opportunity. They take actions on them

Sign number 4: searching for opportunity and takes action


  • sign number 4 If you are also a person who keeps searching for opportunity and takes action on it, then it is a big sign that you too will become rich at some time or the other. Do you like clay, I do not know, but most people do not like clay, but a woman named Maurya loved clay, since childhood, she used to read about soil and used to take related information from him. Who buys and sells it, the quality of the soil is good. etcetera What did they do with their passion, then they started buying and selling the clay because they had become clay experts while reading about it, and then only after that, she started supplying soil to big country clubs and big places which made her a Millionaire. See, many people think that they will become rich if they study a lot or do a very big job only, but the truth is that if you are doing whatever work you have, you have a Genuinely interest in it and also its demand in the industry. So, like Maurya, you can make gold into clay and become a Millionaire. Authors say that the chances of self-employed people are 4 times more, to be rich, to compare people who work for others And by telling this when the author asked a Millionaire what do you think why this happens. So they got replyed because nowadays most of the people are doing jobs just for money in which they do not enjoy anything at all, they are not happy to get up every morning to go to work, rather feel sad, while I always do my work Was very excited and that's why I became a Millionaire.

Sign number 5: doing such work in which you enjoy


  • sign number 5 if you are doing such work or are thinking of doing such work in which you enjoy a lot, then it is a sign that you will be rich. A Millionaire woman Tisci says is a great reason for her to become a Millionaire Her parents. she says that she remembers how her mother Dad sit on a starting Sunday with her every month and then get together Used to make a budget, His dad's salary was very low, that's why he had to do proper planning and budgeting. Tisci says that together they decide the budget, how much will be spent this month and how much bills to pay, because of doing all this, she was able to learn how to make money by setting a priority plan. Similar research from 2013 has shown that most of the people who become almost 67% millionaire do not get so much financial support from their parents, rather they remain with them, then financial knowledge. That is why if you keep learning financial knowledge yourself because of being dependent on others, by reading or from any source, then it is also a positive sign that you will become rich.

Sign No. 6: Self-sufficient


  • Sign No. 6 Self-sufficient What is wealth according to you, now maybe you will think that wealth means a lot of money or the power to buy anything. But Robert Kiyosaki in his book Rich Dad Poor Dad says that according to him, the best definition of the world has been given by Berky Felder. Whatever it is, that if you stop working today, then how many days you will live without working means how much money you have, how many days you have, which will help you to survive X is your wealth. That is why, thinking of this amazing definition, your ideal aim should be that you have enough money to spend your whole life without working and this is also called financial freedom. Now I am telling you all this, that except some people working in the show business, if they talk about the maximum millionaire, then those people rarely will show you how much money they have. Examples would they would not be seen in a sports car wearing extra expensive clothes and waste money because his AIM they do not just impress the people, but it is their goal to achieve financial freedom in actuality which they achieve by creating assets.

Sign No. 7: Financial Freedom


  • Sign No. 7 If your AIM, you also want to get Financial Freedom, instead of impressing people how much money you earn, then it is a big sign that you will one day become rich.
If you have any question related to this post or any question related to the stock market, then you can ask us by commenting in the comment box and subscribe now for similar posts, thanks to our blog website
7 Signs of becoming rich: summary of The Millionaire Next Door 7 Signs of becoming rich: summary of The Millionaire Next Door Reviewed by Yogesh Dhawan on August 17, 2019 Rating: 5

IPO allotment process

August 16, 2019
IPO allotment process

IPO allotment process


Hello, before understanding the process of IPO allotment, we will understand the different categories of investors in IPOs. There are 3 types of investors in IPOs.
  1. Qualified Institutional Buyers i.e QIB
  2. Non Institutional Investors i.e NII / HNI High Net Worth Investors 
  3. Retail Investors
Qualified Institutional Buyers i.e QIB
  • Qualified Institutional Buyers i.e QIB means organizations that invest for their investment portfolio or for people such as Mutual Funds, Pension Funds, Provident Funds, Insurance Companies etcetera. QIBs invest with very large capital, Specific Quota Reserve is kept for every category in IPO, maximum 50% quota reserve can be kept for QIB in IPO.

Non Institutional Investors i.e NII / HNI High Net Worth Investors 

  • The next category is Non-Institutional Investors i.e NII and HNI High Net Worth Investors. In this category Individual Investors, NRIs, HUF etcetera all come, A bid of more than 2 lakh Rs is required to be bid in NII category. The minimum of quota i.e. at least 15% quota of IPO is reserved for this category. NII is also called HNI ie High Networth Investor.
Retail Investor

  • Now let's talk about Retail Investor, Retail investor means individual like you and me who are bidding less than 2 lakh in an IPO. If you bid for more than 2 lakh shares, you will be called a high network investor, then you will come to HNI category, the minimum 35% quota of IPO is reserved for Retail investor.
Allotment of shares takes place a few days after the bidding of the shares in the IPO Let's see how the shares are allotted to Retail investors. As we know that no company sells 1 or 2 shares, it always decides to lot and you have to buy shares of that company in the lot, For example, suppose there is a company named ABC which is bringing its fixed price issue and ABC has kept the price of one share of Rs 1000 and the lot size is 14 shares, then the ABC company lot is 14000. So to invest in an IPO, you have to make at least one lot bid, if you bid 1 to 14 lots of ABC company, then you will be called Retail Investors and you will have to apply from retail category because your investment up to14 lots, Will be less than Rs 2 lakhs And if you bid more than 14 lots, then you will be called HNI and you will have to apply from HNI category because if you bid more than 14 lots, then your investment will go above two lakhs, then you will get HNI category. Have to apply from

Now we will understand what is oversubscribed in an IPO, oversubscribed means that more shares are bid than the number of shares the company is issuing. For example, if the IPO of a company has reserved 100000 shares for a retail investor and a bid of 200,000 shares for 100000 shares comes, then we would say that the retail category is doubly oversubscribed. The IPO holds separate quota reserves for QIB, HNI, and retail category. If the ABC company has reserved a 35% quota for retail investors, even if the Retail category is oversubscribed, retail investors can get as much for Retail category. Shares are reserved, only shares will be received from those shares

Let us tell you that ABC Company is raising 100 crore Rs by selling 1000000 shares at the price of Rs 1000 Rs through IPO. And ABC has reserved 35% of its shares for the retail category, which means that out of 10 lakh, three and a half lakh shares ABC has reserved for retail investors. If ABC company has 14 shares in one lot, then three and a half lakh shares mean 25000 lots. ABC company has 25000 Lot reserved for retail investors. So if the bid for ABC's retail category is equal to 25000 lots, then all the retail investors who bid for it will get the same number of lots. If bids are more than 25000 lots, say 30000 or 35000, then all the investors will be allotted a single lot first and then the remaining lots which were bid for more than one lot. Will be divided into. If there are too many bids for those 25000 lots for example 1 lakh and 2 lakh, then in such a case if it is not possible to Allot at least 1 lot, then the share is allotted on a lottery basis, even if the investor has No matter how many bids have been placed, they can get maximum 1 lot. In such a case whether the share will be allotted or not, it depends on your luck. This process of allotment on a lottery basis is computerized and automated. The more oversubscribed the IPO, the lower the chances of you getting an allotment of shares. There are many times that we bid in IPO but we do not get a single lot but our friend or relative gets it. So it all happens because of the lottery system

Now let's talk about the HNI category allotment. When the shares of the HNI category are oversubscribed, those shares are allotted ie the number of shares you applied for is divided by the amount of time the HNI category has oversubscribed. is For example, if a company has reserved 50000 shares for HNI category and you have bid for its 1000 shares. So if the bid for that company HNI category is 200000 shares i.e. HNI category is oversubscribed 4 times, then you will get 250 shares only, So you have applied for 1000 shares and the HNI category has been oversubscribed 4 times, therefore you will get 250 shares only. Within 7 days of allotting the shares, the stock is listed on the stock exchange.

If you have any question related to this post or any question related to the stock market, then you can ask us by commenting in the comment box and subscribe now for similar posts, thanks to our blog website
IPO allotment process IPO allotment process Reviewed by Yogesh Dhawan on August 16, 2019 Rating: 5

What is IPO in the Stock market: what is the meaning of IPO

August 15, 2019
What is IPO in the Stock market: what is the meaning of IPO

What is IPO in the Stock market: what is the meaning of IPO


Suppose you have to create a 10 crore company for which you need funding, if you want, you can take the funding from the bank also, but if we take funding from the bank, then we have to return the bank money with interest also yes There are some people who take money from the bank but do not return it. Can there be something legally where we take money from others but there is no need to return it and those who have given he money can also benefit from it, in today's post, we understand the meaning of Initial Public Offer in Detail

Suppose there are two people, they have to form a new company of 20 crores, they have formed a company by investing 20 crores of their own, then they can register this company by private limited if they want. Now suppose there are 7 people and they have to form a company of 50 crores, out of 50 crores, they have 30 crores on their own, then those who do not have 20 crores, they have asked for the public, this is called initial public offer or public issue. Seek money from people through Public issue; People invested money in this company, that's why this company is called Public Limited. Those who invested in this company through IPO have a contribution to this company. For this, the certificate that they get is called the share certificate or shares IPO, through the IPO they get the shared directly from the company, that's why this market is called the primary market.

So far, we have understood the meaning of IPO, now let's understand it with an example.


Suppose Mukesh Ambani, a well-known businessman of the country and the world, is building a new company, the name of the company is Reliance Infrastructure, this company makes big high rise buildings and flats. Mukesh Ambani has issued an initial public offer or public issue of this company, according to the IPO, the face value of 1 share of the company is 10 Rs, but if you want to invest in the shares of this company, then you have to demand a minimum of 100 shares. It will also be from 20 to 25 Rs. Meaning the face value is 10 Rs but the price band is 20 to 25 Rs. See when the promoters issue an initial public offer, the price band is decided by analyzing the valuation of the company and analyzing the valuation of the Market.

Here Mukesh Ambani, who is building a new company, we all know that this company can be big later, hence the share has been demanded 20 to 25 rupees even though the face value is 10 Rs. According to the IPO, shares will be issued at the price at which there will be more demand, this process is called Book building process. If we filled the form on 22 Rs, more demand came on 23 Rs, then we will not get shares, then at what price will the form filled, ( cut-off price ), means of cut-off price, where there will be more demand, the issue price will be decided, the price we are ready to pay. According to the price band, the highest price is 25, so we filled this Form at 25 Rs and selected the cut-off price, after analyzing the initial public offer of Reliance Infrastructure, it was understood that the demand was more at Rs 23. And we have filled the form for 25 rupees but we have selected the cut-off price due to which we will get the shares from 23 rupees and the 2 rupees we have given will be refunded to us, so in the primary market the shares directly given from the company to the investors.

In the next post, I will tell you how the IPO allotment process is done and do you make money by investing in an IPO

If you have any question related to this post or any question related to the stock market, then you can ask us by commenting in the comment box and subscribe now for similar posts, thanks to our blog website
What is IPO in the Stock market: what is the meaning of IPO What is IPO in the Stock market: what is the meaning of IPO Reviewed by Yogesh Dhawan on August 15, 2019 Rating: 5

How to get rich in quickly and can take retirement early

August 14, 2019
How to get rich

How to get rich in quickly and can take early retirement


Hello, each one of us doesn't want to live in salary 2 salary, we want enough money in the bank that even if we do not work at that time, life can go on smoothly and we can take early retirement. So if this is your goal too, then read this post till the last because I will talk in this post how to become rich quickly and how to retire early

What is the problem that we are always taught how to earn more and save more and we get good salary all our life and also save well in our savings account but something happens that we cannot become rich. It does not seem that even if we leave everything, we will be able to live comfortably, so now I will tell you the number one most important thing is that whatever money is left from your salary and if you can save that money in your bank's savings account or If you put it in the fixed deposit then it is guaranteed that you will never be rich. This is because if you do a fixed deposit in the bank then you will get 6 or 7 percent interest, So that your deposited 100 Rs will become 107 Rs next year, but the inflation will increase by 6%, so the money you had increase was eaten up by all the inflation, plus you have to pay tax on the interest you earned and after-tax you will get the fixed deposit. now you are behind the inflation

So by keeping money in the bank or getting a fixed deposit guaranteed, you are getting poor. So Warren Buffett's first rule says that never lose money, that's why bank deposits will never let you get rich and no one will tell you the truth, And the whole financial market is in the control of banks, banks want you to deposit more and more money in banks.

So that he earns from your money 12 percent to15 percent by giving loan and giving you from 6:00 to 7 percent and your money will be getting less than that. So is the bank deposit wrong for everyone? It is not so if there is a senior citizen, there is a person above 55, for whom more than growth is necessary, security and safety, they need that their money should be fixed in that case. Good option. But if you are under the age of 40, then it is important that you target growth, to advance your wealth, in that case, the fixed deposit is not good at all.

So now I tell you what is the biggest problem with the job, you are stuck in the job. As long as you work in the job, your wealth will only work. God forbid someone gets an accident with someone, he gets hospitalized for some time, then you will not get salary unless you work physically, you will be able to earn only in jobs after that. Whereas if you make some good investment like a mutual fund or a stock market, then day or night, you are fine or ill, whatever the condition, 24 hours your money will be earning more money for you.

So if you invest, then the investment will make more money for you, you do not need to work every day. Apart from this, for those who do a salaried job, let me tell you in an important thing that often people do whatever is the expense of the house, they do that of their house, after that if anything is left they invest, So this much investment is not enough, it is important that as soon as the salary of the month comes and you will decide of it, first of all, I will put so much money in the investment in the mutual fund or in stocks or SIP, invest first. what is left that is your home expense.

So today I tell you the difference in the habits of the poor, rich and middle class, so what happens is that the poor buy the things they need from their income. A middle class who buys things he needs from his savings, but who is really rich neither spends his earnings nor spends his savings only and only on his investment that returns or He incurs all expenses from getting a dividend. So the 3 rules which are really important to get rich, save more than necessary, even if you earn less does not matter as long as you are saving more and more of it and do the third investment very well. Whether you earn less, you save less, but if you do the investment well, then you can earn a lot of money in the long term, then I will keep bringing you many such posts which will tell you how to earn, how to save and how to invest.

If you have any question related to this post or any question related to the stock market, then you can ask us by commenting in the comment box and subscribe now for similar posts, thanks to our blog website

How to get rich in quickly and can take retirement early How to get rich in quickly and can take retirement early Reviewed by Yogesh Dhawan on August 14, 2019 Rating: 5

what is Binary Options trading & Can millions of rupees be earned from binary options trading

August 13, 2019
scam of binary option trading

what is Binary Options trading


Hello, nowadays a lot of ads are coming on the internet, be it a share, currency, commodity or cryptocurrency, here you can invest for 1 minute and invest a few bucks and you can earn millions of rupees from your money, what is this, it is called binary option trading, binary options trading in today's post, we will understand step by step

See if you want to sink your money as soon as possible in a short time, If you want to lose your money, you can make a loss, then you can trade this binary option. In today's post, I am explaining about binary options trading in details, you guys read to be very careful, that you trade in binary options trading, currency, commodity cryptocurrency, whatever you have chosen. You have to tell within 1 minute, its rate is going to rise or fall if your guess is correct. for your investment money, Sorry it will not be called investment. You can get a profit of 60 to 80 percent on your gambling money.

Now understand this with an example, let's say that we have chosen gold, the price of gold is going up and down again and again, as we all know. We thought that the price of gold is going to go up in the next 1 minute, so we invested in our $100 gold. If it stays above that price after 1 minute then we will get 60% return ie our $100 will be refunded to us by $160 if it stays below that price we invested, then our $100 also goes. See, when you trade, all the trades will not go in your profit, some will also go in the loss, which will go into profit, on that you will get a profit from 60 percent to 80 percent. And those who go in loss will go your hundred percent. You must have seen that on YouTube, their ad keeps running on Facebook from place to place. A person from Binary Options or Olymp Trade invest $ 100 and in the next few seconds, he got $180 of $100. Why do these people only see ads on digital platforms because they know they will show ads to single people, they will not talk to anyone about it and they will go and sink their money, I have seen many such cases, people think this is a quick-rich scheme, they think that the rest of the people who have become rich only from this one but this is not true.

Now how do people come in the lure of this binary options trading, then the broker of binary options tells you that if you invest $ 100, you will get another $ 100 bonus free. So now it will be from this before you invest $ 100, you get a profit of $ 60, now you invest $ 200, then you will get a profit of $ 120. So the trader thinks it is good that I can earn extra $ 60 with the help of my $ 100, but let me tell you this is a system scam, it is a black hall that will slowly swallow you

Now let's understand its profit and loss. See, if you go right in binary options trading, then you get a profit of 60% to 80%. And if you go wrong then see how much loss in Binary options. If our trade goes wrong in binary options trading, then we lose 100%

If you do options trading inside a regulated exchange like the National Stock Exchange and Bombay Stock Exchange in India. Here if you go for options trading, you will lose as much only you invest, but if you go right, you can earn more money than you have invested here, there can be more than reward risk here. But if we invest in binary options trading and go wrong then 100% goes and if it comes right then 60 to 80 percent get, Meaning the reward in binary options trading is less than the risk and the risk is more than the reward And this is the biggest scam of all these things that the rewards are low and the risk is high, in this way, in the name of binary options trading investment, cheating is going on. Promoting speculation, Expert option, IQ option, Binomo or Olymp trade. There are a lot of binary options like broker platforms those brokers offered to you play 24/7 gambling.

Now talk about UK USA's Western Country, Irrigulated Binary Options Trading has been banned in Western Country, now their eyes are on India. If you see a data analysis about the binary options trading of the US, then it makes sense that here eighty percent of the people lose money and 20% people have made money after that, they also lose it later.

See, if you trade in a regulated exchange, the trade we do is between the buyer and the seller, but if you go to trade in binary options, then we trade with the broker. Meaning if your trade comes right then the broker loses money and if your trade goes wrong then you lose money and if you stay in profit then will the broker give you money easily. See, in binary options trading, if money is made, a little money is made, to show it, a broker will give you a little money, but when big money is made, it does not come out easily when it comes to giving. Maybe your account will be blocked

there is no regulation on the broker of binary options, it shows the certificate of regulation but they are not regulated, they are from Finacom or from Cysec. Now, what are this Finacom and Cysec? See Finacom is the only regulatory body, it does not authorize by the government and when talking about Cysec, the broker who is registered in Cysec can keep his money and client's money in one account. So this is a big scam, that means if the broker has a big loss then the broker can also take the money of the client and run, Now talking about their office, these brokers who are binary trading, very often their offices will get you to register at those locations where there is no regulation. If you get the address of some brokers even on an island, then if there is a scam, then we have to go to an island behind them.

Now even after there is no regulation, how do so many people come to their trap, read it carefully. As many digital platforms such as YouTube blogger & a personality of social media, it gives them a little commission to complement those brokers. On this basis, this sport does not stop, which are many sports events of the sport, they also sponsor them. Seeing all this, the common trader gets into their trap And here starts gambling binary options trading. See according to the Foreign Management Act 1999 in India, according to the RBI guideline, if you are transferring money for foreign exchange terminal portal pay margin funding, then you are doing crime and transferring this money with a credit card, then this is the second crime

See, if you do binary options trading to earn money sitting at home, then maybe the house you are living in now also sells the house and you may have to live outside and maybe in the jail too. See, after understanding all this, if you still have to trade binary options, then there are many people in the society you will do good to him by the help of the money that you are going to lose because you have not to be earned by binary options. The world's most successful investors are saying derivatives are a financial weapon of mass destruction and we say if future and option trading will always be done, neither we have any future nor will we have an option

If you want to make money by investing in the stock market or equity market, then you can make good money if you invest for a long time by keeping a close watch on the valuation. If you want to make money by trading, then analyze the market properly, then by managing money, analyzing risk and rewards and investing in the better-regulated market, Now can you make it there but this product like binary options trading is very dangerous

If you have any question related to this post or any question related to the stock market, then you can ask us by commenting in the comment box and subscribe now for similar posts, thanks to our blog website

what is Binary Options trading & Can millions of rupees be earned from binary options trading what is Binary Options trading & Can millions of rupees be earned from binary options trading Reviewed by Yogesh Dhawan on August 13, 2019 Rating: 5

When to buy Tata Motors & Bank of Baroda

August 12, 2019
buy Tata Motors & Bank of Baroda

buy Tata Motors & Bank of Baroda


Hello friends, as you can see the market has been falling for many days, small stocks have fallen and they are very difficult to recover. But those who are big market players who are big stocks, such a decline is not usually seen. And common investors also believe that those stocks will not fall so much, now I will not talk about more stocks I will just talk about Bank of Baroda and Tata Motors here which I think you should invest according to me, The rest, you will do your own analysis, I will talk about Tata Motors and Bank of Baroda, which are well-known stocks.


  • Tata Motors


First of all, let's talk about Tata Motors, Tata Motors is chairman Ratan Tata and every trader and investor knows about this company. Whose stock is trading today on 120 Rs the day of 8 August 2019 which is on approx its 2010 low, Now if you buy this stock at a rate around 110 and now hold it for 1 or 2 years, this stock will comfortably cross 250. Right now the recession is going on, but this is also the time to buy, I will talk in normal language. I will not show any chart nor do I have analyzed for this thing. I work on products, what is the demand of which company's product in the market, I depend on that thing. but only when you do will you know something

Tata Motors, which is an auto sector company, whose chairman is Ratan Tata, when talking about T.M market cap, is Tata Motors market cap of around 35000 crores. That too when there is a slowdown in the market, this stock will be above 250 within 1 to 2 years because the company fundamental strong, is the stock which is falling right now, this is the best and golden opportunity to invest. Warren Buffett, who is the world's richest investor, also says that you should invest in any company when it is on the operating table and not when it is on its high. When a road is under-constructed or broken, it is cheaper to buy a house or property on that road. But after that road is built, property prices automatically increase. So I want to tell the people, you imagine the location and assess if the stock has a good hold in the market of the product, then the stock will show growth in the future


  • Bank of Baroda


Now we will talk about the Bank of Baroda, which is trading today at Rs 97 on 8 August 2019, Whose 52-week low is 91 rupees. There was a news about Bank of Baroda in 2018 that Vijaya Bank and Dena Bank are being merged with Bank of Baroda. And the whose impact is not yet lying on Bank of Baroda share, but it is not that it will not be seen either. I have also told this many times in my previous post that when any big company takes any action, it takes a lot of time. And anyway, the phase of recession is still in the market. market giving chance Common traders and investors to invest in the market and earn good returns. And not only these 2 shares, there are many other stocks in which you can invest, but I have covered only these 2 stocks to make you reach the market, and in the future, I can share my knowledge with you by post.

If you have any question related to this post or any question related to the stock market, then you can ask us by commenting in the comment box and subscribe now for similar posts, thanks to our blog website

When to buy Tata Motors & Bank of Baroda When to buy Tata Motors & Bank of Baroda Reviewed by Yogesh Dhawan on August 12, 2019 Rating: 5

How to become a millionaire from the stock market? is it true

August 10, 2019
How to become a millionaire from the stock market

How to become the millionaire from the stock market


Generally, we get lots of calls and messages from different companies. They say that if you work from our advice then we will earn you a lot of returns and make you millionaires. Many people start investing in the stock market by listening to them or giving them money to manage their money. So we will talk today, rightly earns millions of rupees by investing in the stock market, if yes, then how. not, why not.

So to answer this question we have to first understand how startup investment and stock market investment work, Let's understand this with the help of an example. Let's assume there is a company called ABC whose revenue has 100 crores last year and the profit is 10 crores. Now, after three or four years, the revenues of ABC Company go up to 1000 crore and profit goes to 100 crore, then obviously the value of the company will increase due to the company's business performance growth, So when the company's profit was 10 crores and revenue was 100 crores, Then the people who had invested, When the company's profits are 100 crores and the revenues are a 1000 crores, Now those people will be profitable, So what we mean is that when the company performs well then the valuation of the company increases and when the company performs badly, the valuation of the company decreases.

Let's understand this with the help of an example, Amazon, which is a US-based e-commerce company, has been consistently performing well for the last several years due to which its valuation is steadily increasing, And its ShareHolders are constantly benefiting from it. Same thing Google, Microsoft, TCS, Reliance Industries, HDFC Bank also applies to these companies. So whether you are investing in startups or in a stock exchange-listed company, Ultimately Matter does this, whether or not the business will perform well in the future. If that business shows good growth and becomes successful, its valuation will increase, which will be benefited by its investor. If it does not happen, if it spoils the business then its value will decrease, its loss will have to bear its investor.

As we have seen, the Kingfisher Airlines business has slowed down in 2010 and closed in 2012. So the people who had invested in Kingfisher Airlines had suffered the loss of, Reason is Simple, the performance of his business was poor, due to which investors' returns were also bad.

The stock market is talking about what the stock market is. The stock market is a platform where you can buy shares of a company, that is, you can become a shareholder of that company by purchasing shares. Then if that business performs well in the futures, the valuation of that company will increase, which will benefit you.

The most important thing that we need to understand here is that the performance of any business does not change in 1 or 2 days. It takes a lot of time to launch a special product or if the company has to apply some strategies to apply the strategy and its results come to after a lot of time. So it takes time to show business performance and growth to the company. Business is a process. Everything here does not change in talk. Too many plans have to be done, so many strategies have to be applied, sometimes some things come in favor, whose company is beneficial but in the long term, the strategy for the management company is much more mater. Talk about Reliance Jio, Mukesh Ambani started working on Reliance Jio several years before the launch of Reliance Jio. After that, the product was launched and after quite a while, the company's business performance began to appear, so it means that it takes some time for any business to grow. So Reliance Industries, which runs Reliance Jio and many other companies, The people who invested in Reliance Industries in 2015 and exit after two or four months after one and a half years did not get any special advantage. But the same people who invested in the company in 2015 and still looking at the future of Reliance Industries, invested in them, then those people would have benefited a lot.

So stock market investment and startup investment is a business investment and you have to look at this business as a business investment. That is, before investing in a company, you have to know whether the company can show good growth in the future, is it currently available at the right valuation. So many such things will have to be seen and if you invest in any company to earn millions of rupees then you will suffer loss. There is a rule of the stock market if you think the stock market is gambling, would be proved gambling for you, So it is better for all of us to see the investment from the investment perspective. So our question was whether we can earn millions of crores of rupees from the stock market, so you can earn exactly but there are some conditions for that. You need to analyze and invest in a company that has growth potential. And that too for a long term and that too you have to invest with the patience, It is not that you will start getting good companies from day one and your investment will be successful from day one. But by step by step learning from your mistakes, one day you can definitely become a good investor. not one or two people there are many people who have earned crores of rupees from the stock market. We will cover the success stories of many such investors in our upcoming post, which includes Mr. Warren Buffett. Mr. Rakesh Jhunjhunwala whose story we have already covered, Miss Dolly Khanna, Mr. Carlos Slim etcetera.

There are quite a lot of Angel Investors who invested in the Earliest Stage And when the startup getting grow, he got a lot of profit. Those who are Long Term Investors, they get the benefit of one more thing and it is the compounding interest that is the interest on the interest which is given the name of 8th Wonder And many people believe, we'll we will talk about compounding again in detail. If there is the talk of India, there are many Angel Investors in India who have made a lot of money by investing in startups. So if any company comes to you and says that we will earn you so much money in such days, you will make Lakhpati or Millionaire you don't need to believe in anything at all. The stock market is not a gambling platform, investing in the business through the stock market, which we can not do by ourselves, we can earn money by investing a little bit of money in the business. When you start in the stock market or in a startup, then there are two things when you choose the right company, you also get the benefit yourself and because of investing your money, that money will be flow for the economy. The country will benefit from the investment and good is both for you and your country. It is not necessary that you should invest in the stock market or startups of analysis of the business are not possible for you, then you can invest in a stock market through mutual funds.

Hope you enjoyed this post if you have any questions relating to this post or from the stock market, you can ask us any questions by commenting in the comment box.
How to become a millionaire from the stock market? is it true How to become a millionaire from the stock market? is it true Reviewed by Yogesh Dhawan on August 10, 2019 Rating: 5

What is startup & How to invest in startup Companies

August 09, 2019
invest in startup

What is startup & How to invest in startup Companies 

Hello, today we are going to talk about startups how to be invested in startup and what are the ways through which you can invest in the startup. If you do not know what startup means, then let me tell you that startup means that the new company that has started, As you can see that a lot of startups are coming in India, some are going to succeed, some are failing, So if an investor invests in a startup and that startup becomes successful then the investor earns money, as soon as the startup does not run or fails, the inverter makes a loss.

The main difference between the stock exchange listed company and the startup on is that you can start with a small amount in the listed company on the stock exchange. When you invest in the stock market, the volume is high enough, due to which you can easily buy and sell shares, Startups do not happen at this, startups are not tradable. usually, Startup is known to give more returns than the stock market. At the same time, if you see the new company's failure rate, that is too much, then when you invest in a startup, here too you need to understand the business too. As we look at the performance of the business while investing in the stock market, the same thing you have to do in a startup. The history in a startup is very low, due to which analyzing becomes more difficult.

So the first way to invest in a startup is Angel Investing. If you have to invest in a startup then you can personally contact them. India has a lot of Angel Networks. You can invest in a startup through them too. Such as Mumbai Angel Network, India Angel Network, Delhi Angel Network and Chennai Angel Network etcetera. So you can visit the website of these Angel Network and register there, you can also hear the pitching of those who want to pick up the startup funding. As we see, money does not matter how much you have to start in the stock market. But not apply the same thing in the startup, you should have a good net worth to invest in a startup. Many Investors and Businessmen are doing Angel Investing as you see, Wipro's Mr. Azim Premji invests in the startup through his family office Prem Ji Invest. On the other hand, the founder of Infosys, Mr. Narayan Murthy, is investing through his venture capital firm catamaran Venture, there are many investors who do Angel Investing.

The next method of investing in a startup is the crowdfunding, There are many crowdfunding websites like Impact guru.com Catapult.com, through which startup is picked up the funding. You can also invest in the startup by participating in it. But crowdfunding is not so popular nowadays nor does it prefer to raise funds through startups crowdfunding. Basically startups like investing from the angel investor and venture capital.


The next way to invest in the startup is to invest in Venture Capital, Venture capital is known for investing large amounts in the startup. Basically ventures capital raise money from the investor and then invest that money into startups So if Angel investing is not possible for you then you can adopt a venture capitalist approach. That is, you can invest a particular amount in any Venture Capital and then Venture Capital will arrange money from many investors like you and then invest that money in startups.

Venture Capital does not take money from anyone like this, they only take money from high network investors. So if you have big capital or comes in the future, then you can think of investing in startups. This is also a great option. So here we see 3 ways through which you can invest in startups Angel Investing, Crowdfunding, and Venture Capital And the way of work these three is different, in the beginning, you can adopt the method of Angel Investing. And if you are interested in Startups Investing, then you must tell us by commenting so that we can cover topics related to startups investing in the future.

Hope you enjoyed this post if you have any questions relating to this post or from the stock market, you can ask us any questions by commenting in the comment box.

What is startup & How to invest in startup Companies What is startup & How to invest in startup Companies Reviewed by Yogesh Dhawan on August 09, 2019 Rating: 5

Top five Earning fund managers in the world in 2019

August 08, 2019
top earning fund

Top five Earning hedge fund managers in the world in 2019

Hello, today we are going to talk about those hedge fund manager who has made the most money in 2018. So first let's talk about what this hedge fund is and how it differs from a mutual fund. So just as people invest in mutual funds, in the same way, people can invest in hedge funds, but the difference is that anyone can invest in mutual funds and invest with a small amount. Same there is some criterion to invest in the hedge fund, people who fit in that criterion, the same people can invest in a hedge fund. Simply you can say that a hedge fund is for people whose network is very large, you cannot invest with a small amount on a hedge fund. A major difference between mutual funds and hedge funds is that hedge funds invest very aggressively whether the bull market is moving or the beer market is their focus, just on returns for which short-selling methods are adopted as well as in derivatives market We also invest, which mutual funds do not

So the next question comes that if there is such a thing as a hedge fund, why does it not sound much in India, then mutual funds are running in India. If the hedge fund is not heard then the main reason behind this is that there is a lot of restrictions for the hedge fund in India. Sebi, which is the Capital Market Regulator, has made substantial strict restrictions in India for hedge funds. Because of this, hedge funds do not run much in India and there is not even much awareness in India for the hedge fund.

In the US, the hedge funds go much higher, bank and many institutions, as well as high net worth investors, invest heavily in the hedge fund. And so there hedge fund manager this is a very good career option. Let's talk about five hedge fund managers who have made a lot of money in 2018.

The first number comes in this list, Mr. James Simmons, who runs a hedge fund named renaissance technology. In the year 2018, he has earned nearly Rs.11,000 crore, if his net worth is talked about, his total net worth is about 1.5 lakh crores. Renaissance technology is currently managing funds of around 7 lakh crores

Mr. Ray Dalio comes in second place, Ray Dalio currently runs a hedge fund named Bridgewater Associates. In 2018, Mr. Ray Dalio has earned around 8000 crores, if his net worth is talked about, then his net worth is about 125000 crores. Bridgewater Associates is currently managing the fund of 11 lakh crores.

Third place, Mr. Kenneth C Griffin who runs the hedge fund named Citadel. Kenneth c Griffin has earned around 6000 crores in 2018 Mr. Kenneth c Griffin started Citadel hedge fund in 1990, if his net worth is talked about, his net worth total is 81000 crores rupees.

At number four comes Mr. John Overdeck who runs a hedge fund named Two Sigma. Mr. John Overdeck started Two Sigma with Mark Pickard and David Siegel in 2001. In 2018, he has earned 5300 crores, if his net worth is talked about, his total net worth is 42 thousand crores.

Comes at number five David Siegel, who is a Founder of 2 Sigma, has also made Rs 5300 crore in 2018, if his net worth is talked about, his total net worth is also 42 thousand crores, the way the fund manager is making money, these People donate money too

Hope you enjoyed this post if you have any questions relating to this post or from the stock market, you can ask us any questions by commenting in the comment box.
Top five Earning fund managers in the world in 2019 Top five Earning fund managers in the world in 2019 Reviewed by Yogesh Dhawan on August 08, 2019 Rating: 5

What is Sensex and Nifty

August 07, 2019
Sensex and Nifty

In India The BSE ( Bombay Stock Exchange ) and NSE ( National Stock Exchange ), which are the two main stock exchanges in India, The stock exchange is a market where the stock buyers and stock sellers have a transaction, Nifty and Sensex are both these Indices, The Sensex is the Main Index of Bombay Stock Exchange, The same Nifty is the main index of the National Stock Exchange, More than 5000 companies are listed on the Bombay Stock Exchange, And there are over 1600 companies listed on the National Stock Exchange, And it is impossible to track all these companies to know the market, So the index was created, There is no need to track all the companies to know the stock market in India, By looking at the Sensex and Nifty, you can know that the market is up or down.

When there are Sensex and Nifty up i.e. in green color then we say the market is up, And when the Sensex and Nifty are down or are in red color then we say the market is down, As we all have heard that blood reports give health information, Sensex and Nifty share the health of the stock market in the same way, If the Nifty and the Sensex are on the green mark today, then it means the Nifty and the Sensex are above their yesterday's trade value, Similarly, Sensex and Nifty are on the red mark, then it means that it is below tomorrow's close trading value.

The word Sensex is sensitive and index is composed of these two words, the first four letters of the sensitive word and the last two letters of the index word are added to the word Sensex, The Sensex includes companies with 30 well established and good track record of different sectors, This means that the movement of the Sensex depends on the movement of these 30 companies, The Nifty word National and Fifty are made up of these two words; Fifty because the Nifty is comprised of 50 companies, Nifty includes companies with 50 big well-established and good track records of different sectors, which means that the movement of Nifty is dependent on the movements of these 50 companies.

Nifty, which is the main index of NSE, is also known as the name of Nifty Fifty, If speaking in simple language, the movement of Sensex is dependent on 30 companies involved in the Sensex, The Nifty Movement is dependent on the 50 companies involved in the Nifty, The Nifty and the Sensex comprise of different sectors, large, well established and the leader of their own sector companies, And these companies are selected from almost all different sectors, In this way, different sectors are also covered in Nifty and Sensex, That is why the performance of Sensex and Nifty is considered as the performance of the stock market.

There are many other Indices In the stock exchanges, There are almost all different sector Indices on NSE and BSE, So if you only have to track the banking sector, then you can know about the banking sector by looking at BSE Index BANKEX or by looking at NSE Index Bank Nifty, Small Caps and mid-cap companies on the stock exchange are also separate Indices, Such as S&P BSE small caps, S&P BSE Midcap, nifty midcap fifty, etc. Where you can find out about the smallcap and the mid-caps.

Nifty Sensex and the rest of the indices are also used as benchmarks, You can find out if you have received good returns on your investment by comparing with Nifty and Sensex, For example, the Nifty has given 35% returns in the last 3 years i.e. in the last 3 years Nifty has increased by 35%, The Sensex has given about 40% returns in the last 3 years i.e. in the last 3 years the Sensex is increased  40%, So if your investment has given more returns compare to Sensex or Nifty in the last 3 years, then you can say that your investment gives you good returns, If your investment has given low returns than it has been in the past 3 years, then you can say your investment did not give you good returns.

In the same way, if you have invested in the banking sector, you can see by looking at BSE indices BankEx and NSE indices Bank Nifty by comparing your returns with its investment returns, you have received good returns on your investment or not, If you have invested in midcap stocks, then you can compare your return by midcap indices, All you have to do is pay attention to the Nifty and the Sensex that they are increasing or decreasing, If a stock is consistently performing poorly in the Nifty and Sensex, then the Nifty and the Sensex can remove that stock and replace it from another well-established stock, And this decision takes the stock exchange itself.

For example, in 2016, Nifty took Cairn India, Vedanta, PNB out of their place and replace with Aurobindo Pharma, Bharti Infratel and Eicher Motors.

Hope you enjoyed this post if you have any questions relating to this post or from the stock market, you can ask us any questions by commenting in the comment box.
What is Sensex and Nifty What is Sensex and Nifty Reviewed by Yogesh Dhawan on August 07, 2019 Rating: 5

This is the best time to become a rich in India

August 06, 2019
how to become a millionaire

Hello, friends In this post of today we will talk about whether this time is best to be rich.


India has been growing rapidly over the last few time, so India has been called as Land of Opportunity, India's growth is going to be very good in the coming years. And there are many factors behind it, such as young populations, many startups are coming forward, Nowadays, many startups are doing new innovative things, launching new products and doing good business, which makes it very good for the economy

At the same time, he is also bringing many job opportunities for the people. India has a lot of young populations which will be a positive side for India in the coming years. In the last few years, India was ahead in IT and service sector but now the manufacturing sector is coming up gradually. And many foreign companies are coming to India and trying to set up a manufacturing Sector and some companies have even set up already. So the manufacturing sector of India is going to increase, then the manufacturing sector of India should definitely track you. What is the employment in the manufacturing sector of India, it can be according to the Employment Investment and also according to business accountability Are, And seeing the ongoing growth of India, many foreign companies are coming to India and investing as you can see, the Alibaba Group and Softbank are investing strongly in India, as well as much private equity firm Venture Capital of the US strongly investing in India and we have to find the advantage of these Opportunities

Still, you can say that India has come to an inflation point at the time from where changes started, you can take advantage of these opportunities by investing, that you can do the investment according to your own whether it is in startup and the stock market

Warren Buffett, who is currently 4th Richard Person of the world, started investing in the market at the age of 11. At the age of 11, he had purchased 6 shares of the Cities Service Company, it was not that he started benefiting from the first investment, gradually he started learning from his mistakes and later became a successful investor, Similarly Mr. Carlos Slim, who is the world's 5th richest person, he started investing in the Government Savings Bond at the age of 11 and started investing in the stock market at the age of 12. So at the very young age, starting the investment, firstly, they came to know the meaning of compound interest and its significance is how important the compound interest is and how it can make a person very rich

Mr. Warren Buffett and Mr. Carlos Slim both started investing at a very early age and the rule of investment also says the same as soon as they start, the better it will be because the compounding interest has some time period for work to your favor. It would be better for you to start investing as soon as possible so that the compounding can work in your favor, in the coming posts, I will tell you in the details of what the compounding interest is, how it works, all these things I will tell you in detail.

In order to understand investing in detail, you have to understand Active Income and Passive Income. We get salaried every month. It is our active income ie I will get money in return for the work we do, and if we stop working Giving money will stop coming, the passive income is the same for which we do not have to work as if you have invested some money and then you can get a return that you will have passive income and you don't need longer depend on active income

Mr. Warren Buffett says if you don't find a way to make money while you sleep you will work until you die. that is, he says that you have to find such a way that you will be working for you even when you are sleeping, if you do not do it, then you have to work till you die. Your job is to save your active income. Convert it to Passive Income

Mr. Warren Buffett initially used to earn more money by selling coke cans, which means he used to generate active income. And then investing some money by saving that money from that income i.e. that used to convert active income to passive income. So you should try this same as which you earn active income, convert it to passive income. There are so many opportunities in India, so you can earn a lot of good returns by using the compound as well as working in your favor, you can earn a lot of good returns, If you have to invest a lot of safe investment then you can invest in the fund or the Government bond and if you have to invest in the stock market then you can invest in the Direct Stock Market. For this, you have to learn a lot of things and have to do a lot of analysis which we will explain to you through your posts, which will clear your doubts.

Hope you enjoyed this post if you have any questions relating to this post or from the stock market, you can ask us any questions by commenting in the comment box.
This is the best time to become a rich in India This is the best time to become a rich in India Reviewed by Yogesh Dhawan on August 06, 2019 Rating: 5
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